AVP, Credit Portfolio Senior Analyst-18074623
Description About CitiCiti, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. Citi’s Mission and Value Proposition explains what we do and Citi Leadership Standards explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients’ and the public’s trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities. Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop are widely available to all. Position Objective:Replacement position that will enable Global SBB Risk team to continue to meet ever-increasing & mission-critical regulatory & Core Capability requirements, including CCAR 14A & 14Q, Basel, Genesis / Retail Optima, Portfolio Reporting & IFRS 9. This role will serve as the Project Manager for CCAR / DFAST for the Small Business Workstream, responsible for both Small Business's quarterly data (14Q) and semi-annual stress test (14A) submissions. He / she will report to the Global Small Business Banking (SBB) Risk Head within the Global Commercial Independent Risk organization. Global SBB is a $10 billion loan portfolio spanning 10 countries in the U.S., Mexico & Asia, focusing on clients with annual sales up to $10 million, and addressing borrowing needs up to $3 million. Summary of Responsibilities:As the Project Manager for CCAR / DFAST for the Small Business Workstream, this person will be responsible for both Small Business’s quarterly data (14Q) and semi-annual stress test (14A) submissions. He / she will work closely with all members of the Global SBB Risk team, especially the Workstream Lead and Executive Sponsor for CCAR / DFAST. In addition, he / she will interface with all levels of Commercial Risk staff (including seniors) around the globe as well as Risk, Finance, Technology and FCR / Audit partners outside Commercial Risk and across Citi. Because CCAR / DFAST is a critical regulatory initiative with increasing complexity and demands, this role will require strong hands-on project management capabilities, including analytical, organizational, communication and influencing skills. The successful candidate will also have the opportunity to lead or support other critical nitiatives undertaken by the Global SBB Risk team, including Basel, Genesis / Retail Optima, Portfolio Reportig and IFRS 9. Development Value:The intention is to provide a well-balanced knowledge base that will ultimately increase professional flexibility, backup coverage and exposure to all tasks within both this and other teams in the Global Office. As a key part of a growing business, the Risk organization will provide the candidate a rich spectrum of opportunities for further career progression in both commercial and broader risk management.
Qualifications Qualifications:Technical Skills:• Highly proficient in database management, including ability to work with large data sets.• Highly proficient in MS Office – (Excel, Access, PowerPoint).• Strong quantitative skills, including basic knowledge of accounting, financial reporting, credit analytics, statistics and risk modeling.• Basic knowledge of credit and banking products.• Basic knowledge of credit risk management concepts and regulatory environment spanning both commercial delinquency-managed (Retail) and classifiably-managed (Wholesale) portfolio management. Non-Technical Skills:• BS or BA and Risk Management experience preferred.• Strong organizational skills in demanding environment, including ability to work independently, prioritize workload, demonstrate attention to detail and meet deadlines.• Strong written and verbal skills, including ability to communicate concisely and clearly.Strong interpersonal skills, including ability to work in teams as well as willingness to take initiative, learn quickly and expand responsibilities rapidly.
EEO Statement: Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity Pay Transparency: Citi won’t discriminate against anyone for discussing pay, but those with access to pay data in their work can’t disclose it unless responding to complaints/investigations or legal requirements.