Credit Portfolio Senior Analyst

Citibank - More jobs by this advertiser
Credit Portfolio Senior Analyst-18067086
Description
 
  • This is a key position within the Unsecured Risk team responsible for analytics to manage policies and product risk for Citi’s Credit Card portfolios
  • This role has high visibility which requires interaction with product, marketing, decision management, finance, credit operations and risk stakeholders at a local/regional level while delivering proactive insights and strategies to manage credit losses within Citi’s Risk appetite framework

Key Accountabilities:

  • Identify opportunities for further enhancement of strategies for growing the portfolio by carrying out analytics projects with business risk /rewards perspective
  • Develop, maintain and manage credit policies to provide optimal risk and reward trade-off
  • Track portfolio trends and initiate timely control actions
  • Liaise with internal stakeholders and keep them abreast of credit performance and proactively drive actions as necessary. Ensure clear communication of priorities/deliverables to manage expectations
  • Responsible for portfolio performance in line with forecasts
  • Interact with Product and Marketing teams for launch approval of new campaigns
  • Work with credit operations unit for implementation and governance of credit policies
  • Assess and revise Cards risk appetite framework including development of appropriate benchmarks, initiate champion/challenger initiatives to test boundaries while maintaining healthy risk returns
  • Ensure timely completion of regional deliverables including performance monitoring, portfolio quality review and any other ad hoc deliverables
  • Support development of loss forecasting models (CECL) and be the point of contact for Cards portfolio liaising with the global modelling team and regional teams to ensure timely completion of milestone deliverables and documentation

Compliance Responsibilities:

  • Comply with the ethical standards contained in the Code of Conduct
  • Adhere to firm policies and procedures, regulatory and legislative requirements

Key Competencies/Skills:

 

Technical/Specialist Skills/Competencies:

  • Strong analytical and data mining techniques – such as SAS programming, decision tree tools and advanced Excel
  • Applies numerical and analytical skills to support ideas and portfolio performance 
  • Data mining skills to a high level of complexity
  • Applies complex models to measure risk
  • Use knowledge of business when conducting analytics

Business/Industry Knowledge/Competencies:

  • Knowledge of Unsecured Lending business and risk management
  • Ability to present analytical trends into meaningful actionable strategies while thinking holistically
  • Proactive identification of issues/pressure points and initiation of corrective actions as necessary

Personal Attributes/Interpersonal skills:

  • Strong influencing and negotiation skills
  • Ability to multitask and manage priorities with minimal supervision
  • Strong organisational skills: planning, follow-up, execution skills to drive intended results in a high pressure environment
  • Self-confidence and initiative

Qualifications
 

Qualifications/Experience Required:

 

Qualifications:

  • University degree (Quantitative Academic qualification preferred)
  • Description of minimum work experience required for this tole
  • Minimum of 7+ years in similar roles
  



9 April 2019
Location: Australia Nova Scotia Sydney
Work type:
Full time
Sector:
Banking and Financial Services
Profession:
Other
PLEASE! No enquiries from Recruitment Agencies or Headhunters.

Only direct applications will be considered.

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