Credit Portfolio Intermediate Analyst

Citibank - More jobs by this advertiser
Credit Portfolio Intermediate Analyst-19016220
Description
 Credit Portfolio Intermediate Analyst
  • Prioritizes and processes incoming credit requests, checks completion of package received from RM and ensures timely completion of credit underwriting / CA including any interim transaction requests
  • Conduct an objective and thorough credit analysis of the financial condition and credit-worthiness of existing and new to bank borrowers using analysis of historical and projected financial statements, biographical data, market information, credit reports and other data; Identifies key transactional risks & mitigants
  • Raise relevant questions to drive deeper analysis of customers for annual reviews and new underwritings
  • Maintain in depth knowledge of Citi credit and policies and practices and applicable local and US regulations to assist the Business in achieving compliance and satisfactory internal and external audit results
  • Continue to generate ideas for improving lending process efficiency
  • Structuring competitive credit proposals aligned with risk standards and with understanding the client’s strategic and financial objectives/needs
  • Work with Independent Risk and Early Warning teams to timely identify and escalate risk issues/ trends. This would include making credit calls on clients
  • Work with RMs & Risk on preparing CCR for Special Mention names and monitoring triggers and agreed action plans
  • Complete all relevant training (classroom and/or self-paced)
  • Build and maintain a sound understanding of Citi products, policies and processes(within Commercial Banking and the broader organization)

Qualifications
 
  • Post Graduate in Business Management, Finance/ Chartered Accountant
  • 2-3 years of relevant work experience in credit risk for analyst
  • Strong work ethic
  • Proficient in spreadsheet (Excel) and other office applications
  • Ability to handle high volume, work under pressure and prioritize
  • Ability to propose appropriate credit structure
  



22 July 2019
Location: India Tamil Nadu Chennai
Work type:
Full time
Sector:
Banking and Financial Services
Profession:
Other
PLEASE! No enquiries from Recruitment Agencies or Headhunters.

Only direct applications will be considered.

This career opportunity is no longer open.
Please search for current vacancies here.


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